We're About People! We're About You!

It's more than a motto; it's our commitment, and our history. Through years of service to our community, we have come to appreciate how much people's lives are impacted in important ways by what we do here at Bay Bank Mortgage.

In our fast paced, increasingly depersonalized society, people (like you and your friends) want and deserve competent, personal attention. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage products, while providing quality service. You'll be happy to discover that's exactly what we deliver!

The biggest benefit that you receive when you trust us with your home financing is not only our seasoned loan officers but our experienced production departments. Unlike most lenders, your loan never leaves our office because we have in-house processing, underwriting and closing departments. When it comes to getting your loan closed properly and on time you can count on our production team that has over 34 years of experience in the industry. Needless to say we know how to get the job done!

When you combine our expertise with today’s technology which makes for a more productive environment you can be sure that you are getting the loan the meets your needs. Through our website you can evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

We look forward to helping you achieve your home financing goals!

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We lend in the following states: MD, DE, WV, PA & VA.

The information provided in this website may not apply to each individual mortgage loan situation.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.